Legislative Brief: Michigan’s Health Insurance Marketplace at an Affordability Crossroads
Michigan’s Health Insurance Marketplace is a critical bridge for residents who do not have Medicaid or affordable employer coverage. With enhanced subsidies now expired, consumers may face higher out-of-pocket premiums, reduced coverage, and greater financial exposure.
Impact:
- Enhanced federal subsidies for ACA Health Insurance Marketplace coverage ended this year.
- Michiganders are feeling the impact of this change – which is demonstrated by the steep decline in enrollment numbers from February 2025 to February 2026.
- The Marketplace is an important source of health insurance for those who do not have employer coverage, for early retirees not yet eligible for Medicare, and many others.