Two years after the ACA’s major coverage provisions went into effect, CHRT shares an analysis of the characteristics of Michigan’s uninsured. 2014 was the first year the individual mandate took effect. Five percent of respondents reported being uninsured at the time of the survey. By comparison, in 2012, 14 percent of respondents reported being uninsured. And the rate of uninsured dropped 11 percent from 2013 to 2014.
Adults aged 18 to 25 and 26 to 34 experienced the largest decrease in uninsured rates. Further, uninsurance rates for African Americans and Hispanic individuals fell by 5.3 and 3.7 percentage points, respectively. The brief analyzes the impact of the individual mandate for Michiganders, and what the next two years will look like.