In 2013, Michigan’s underinsured outnumbered uninsured

In 2013, Michigan’s underinsured outnumbered uninsured

CHRT’s new issue brief, The underinsured in Michigan, shows that in 2013, nearly 1.2 million Michigan residents with health insurance coverage had out-of-pocket medical spending that was high enough relative to income to be considered underinsured. In the report, an individual is defined as underinsured if their out-of-pocket obligations for health care expenses exceed 10 percent of their income in families that earned more than 200 percent of the federal poverty level (FPL), or exceeds 5 percent of their income in families earning less than 200 percent of FPL. These underinsured individuals exceeded the one million who were uninsured in Michigan in the same time period, the report found.